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In different country there is different habit. In my country the behavior of getting credit is always become new trend. May be in your country credit card is used as the simplified of payment only and it is not treated like the extra money. But in my country, the credit card holder sometimes thought that the credit card is extra money. That’s why too many credit card fraud in my country.

I think the culture of show off and being greater than your neighbor is the first reason of the fraud. Read at the simple analogy like this. When you see your neighbor buy new television you are mad and you also want to buy at least the same price thing or the more expensive

product. You don’t consider about the fact that you have already had television in your house. The development and penetration of credit cards provider is one impulsive factor for the increasing of people’s consumption. When you are included in the group of this fraud you should make reflection of yourself and shortly realize that being wealthy is known as the truth meaning not form its physical look outside. Being humble person is the best way of us to enjoy the life. Never do the thing that you can not handle the effect in the future. Be a wise person.